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AflacAFL +0.76%69 1-Year Share Buyback Ratio is 5.90 as of Mar. 2026. GuruFocus rates AFL with a GF Score™ of 69/100 and a GF Value™ of $108.30 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 265 Insurance companies, Aflac ranks better than 87.92% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. Aflac's current 1-Year Share Buyback Ratio was 5.90%.
AFL's 1-Year Share Buyback Ratio is ranked better than 87.92% of 265
companies
in the Insurance industry
Industry Median: 0.1
vs AFL: 5.90
Aflac (NYSE:AFL) 1-Year Share Buyback Ratio Explanation
A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Aflac 1-Year Share Buyback Ratio Related Terms
AFL vs MET, PRU, UNM: 1-Year Share Buyback Ratio Comparison
For the Insurance - Life subindustry, Aflac's 1-Year Share Buyback Ratio, along with its competitors' market caps and 1-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aflac 1-Year Share Buyback Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Aflac's 1-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Aflac's 1-Year Share Buyback Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a 1-Year Share Buyback Ratio of 5.90 mean?
Aflac (AFL) has a 1-Year Share Buyback Ratio of 5.90 as of Mar. 2026. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Aflac and its competitors. According to the industry distribution chart, Aflac ranks #32 out of 265 companies in the Insurance industry, placing it in the top 12.1%.
Is Aflac's 1-Year Share Buyback Ratio too high?
Aflac's current 1-Year Share Buyback Ratio is 5.90. The Insurance industry median 1-Year Share Buyback Ratio is 0.10. Aflac's value of 5.90 is 5800% above this industry median. Based on the distribution chart, Aflac ranks #32 out of 265 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Aflac has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aflac's 1-Year Share Buyback Ratio compare to MET and PRU?
According to the Insurance industry distribution chart, Aflac ranks #32 out of 265 companies for 1-Year Share Buyback Ratio. This places Aflac in the top 12% of its industry — outperforming the majority of peers. The industry median 1-Year Share Buyback Ratio is 0.10. Aflac's value of 5.90 is 5800% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Share Buyback Ratio for an Insurance company?
The median 1-Year Share Buyback Ratio among Insurance companies is 0.10, based on 265 companies in the industry. Companies in the top quartile (top 25%) have a 1-Year Share Buyback Ratio significantly above this median, while those in the bottom quartile fall well below. However, 1-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aflac's current 1-Year Share Buyback Ratio of 5.90 is 5800% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Share Buyback Ratio mean?
A high 1-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Aflac and its competitors. For the Insurance industry, the median 1-Year Share Buyback Ratio is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aflac's current 1-Year Share Buyback Ratio is 5.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aflac stock overvalued right now?
Based on GuruFocus' analysis, Aflac (AFL) is currently considered Modestly Overvalued. The stock's GF Value™ is $108.30, compared to a current price of $126.56 — trading 16.9% above its estimated fair value. The current 1-Year Share Buyback Ratio is 5.90 and 5800% above the Insurance industry median of 0.10. Aflac's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Share Buyback Ratio calculated?
1-Year Share Buyback Ratio is calculated from a company's financial statements. For Aflac (AFL), the current 1-Year Share Buyback Ratio is 5.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aflac (AFL) Overvalued in 2026?
Based on GuruFocus' analysis, Aflac stock appears to be overvalued.
The current stock price of $126.56 is trading 16.9% above its estimated GF Value™ of $108.30.
GuruFocus considers Aflac to be Modestly Overvalued.
Key valuation signals for AFL:
1-Year Share Buyback Ratio: 5.90
GF Value™: $108.30 vs. price of $126.56 (16.9% above fair value)
Industry Position: 5800% above the Insurance median (#32 of 265)
No single metric tells the full story. See the AFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aflac Inc offers supplemental health insurance and life insurance in the United States and Japan. In addition to its cancer policies, the company has broadened its product offerings to include accident, dental and vision, disability, and long-term-care insurance. It markets its products through independent distributors, selling the majority of its policies directly to consumers at their places of work, and also reaches out to its customers outside of their worksite through digital mediums. The company has two reportable business segments: Aflac Japan, which generates the maximum revenue, and Aflac U.S.
69GF Score
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1-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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